Dupa ce cateva banci au anuntat ca Apple Pay va fi disponibil in ofertele lor, a inceput sa se vorbeasca tot mai mult despre acest serviciu. Sunt insa putini care stiu ce este Apple Pay and cum se utilizeaza Apple Pay.
Ce este Apple Pay?
Apple Pay este un serviciu de transfer bani intre posesorii de device-uri iPhone, iPad, Mac and Apple Watch. O modalitate simpla prin care banii sunt transferati de la un utilizator la altul via mesaj text trimis pe iMessage (serviciu de mesagerie al Apple). Desigur, ca sa puteti trimite bani prin iMessage folosind Apple Pay, va trebui sa aveti un cont bancar atasat contului Apple. Eventul sa fie ceva bani in cont. 🙂
Let's see step by step what we need to know and what to do to use Apple Pay.
1. We must have a iPhone, iPad, Apple Watch or Mac and a cont iCloud authenticated on one or more of these devices. It is mandatory to be secured with Touch ID (fingerprint identification), Face ID (facial identification) or with word device (passcode).
2. A bank card which is accepted in Apple Pay. More and more banks are partnerships with Apple to meet the service. The card should be added on the Apple device compatible.
3. The most recent version of iOS, watchOS or macOS installed on devices. Apple constantly makes security updates and to add new functions on these devices.
Compared to other Apple services that are automatically activated by simply connecting the iCloud account on devices, Apple Pay It can only be used on devices on which it is added, even if they have the same Apple ID (icloud account). This is a very good thing in terms of security.
In order to use the Apple Pay service and transfer money to friends through Imesage, they also need a compatible Apple device and Apple Pay.
How do we add a bank card to iPhone, iPad or Mac
Before we send money through Apple Pay, we must have a bank / card account added on the iPhone and possibly ... money in the account.
When you first initialize iOS or macos, you are asked to add one or more cards, if you choose as a region "United States" or a country where Apple Cash service is available at at least one bank. That step is not mandatory and many users jump over it.
The cards can be added later on the Wallet A IOS application. This Wallet is a kind of virtual wallet in which iPhone owners can keep more bank cards.
Alternatively can be added the card from Settings > Wallet & Apple Pay > Add Card. Note that all cards are not accepted. The issuing card of the card must have an agreement with Apple to allow this service to its customers.
Cardul poate fi adaugat pe iPhone prin scanare sau prin introducerea manuala a datelor. Dupa adaugarea unui card, banca emitenta va verifica daca persoana este autorizata sa foloseasca acel card.
Dupa verificarea bancii, aveti card-ul adaugat cu succes si puteti trimite sau primi bani prin Apple Pay.
Cum trimitem si primim bani prin Apple Pay / iMessage
In primul rand trebuie sa aveti in cont suma pe care doriti sa o trimiteti catre un prieten, coleg sau membru al familiei. Asa cum am spus mai sus, si cel care primeste trebuie sa aibe serviciul Apple Pay activat.
Deschideti iMessage pe iPhone sau iPad, mergeti la conversatia persoanei catre care vreti sa transferati suma de bani si apasati pe pictograma Apple Pay. Introduceti suma pe care doriti sa o transferati si apasati “Pay“. In urmatorul pas o sa vi se ceara sa va autentificati cu Touch ID, Face ID sau sa introduceti parola device-ului. Tot la acest pas aveti posibilitatea sa selectati si cardul de pe care doriti sa se trimita banii, in cazul in care aveti mai multe adaugate pe device.
Apasati butonul de “trimitere” mesaj, iar suma va fi transferata automat.
In cazul in care dupa ce apasati Apple Pay in conversatie va apare ” Brian cannot receive payments sent with Apple Pay at this time.”, inseamna ca acesta nu are setat si activat serviciul pe device.
To request a sum of money to a friend or member of the family, follow the same steps, only instead of "pay" you will press "Request“.
The Apple Pay service will be available this year in several countries in Eastern Europe, including Romania. ING and Banca Transilvania have announced Already the introduction of Apple Pay for their clients soon.
